wireless data transmissions may be vulnerable to access by unauthorized parties who identify some means to intercept the communication between mobile devices. The growth in wireless telecom services has led to an increasing number of roaming agreements between telecommunications companies in different countries

enabling the transmission of international remittances via mobile phones. Roaming fraud represents a potential threat to the security of cross-border mobile payments. GSMA has recommended that near-real-time roaming data exchange technology be implemented for all GSMA members in order to reduce the occurrence of roaming fraud. The technology involves faster roaming-activity reporting and requires operators to send roaming data to partners within a prescribed time limit. The data includes key call information that can be analyzed if it is received quickly